Basic
- Free debit card for new account holders
- No monthly charges
- No minimum balance required under the account
Compare Accounts
Checking Accounts under Proposed Odùduwà FCU
Checking accounts help you with flexible and credible products and services. Check out the best accounting options now with best interest-earning options.
Advantage ($2000 balance)
- We provide a $15 reimbursement for the ATM/foreign transaction charges
- You can earn instant interest
- No disheartening penalty for failing minimum balance
Privilege ($25000 balance)
- Up to $25 reimbursement for the ATM/foreign transaction charges
- You can earn high interests with this account
- Money Orders are free
Features & Benefits
Be notified about all updates
Avoid Any unwanted charges
Large ATM networks across the town
Mobile Deposit Available
Digital Wallet by your side
Credit Union Leverages Available
Other Benefits
Debit Cards
Proposed Odùduwà FCU accounts make it easy to manage the money for clients. It gives access to products for free.
24 Hour Account Access
You can now manage and access your account 24*7 through the best digital tools available by us on the mobile platform and online banking.
Checking Rates
| Products | APY* |
|---|---|
| Advantage Checking** | 0.45% |
| Privilege Checking*** | 0.50% |
|
Rates effective May 1, 2021 *Annual Percentage Yield (APY). Dividends calculated daily and credited monthly. Rates subject to change. **Advantage Checking. $2,000 Minimum checking account balance. Personal accounts only. Dividends calculated daily. Minimum $200 Direct Deposit monthly. Ten posted Debit Card transactions by close of business on last day of the month. Must be signed up for Online Banking and eStatements. ***Privilege Checking. $25,000 Minimum checking account balance. Personal accounts only. Dividends calculated daily. Minimum $200 Direct Deposit monthly. Must be signed up for Online Banking and eStatements. |
|
Compare Checking Accounts
| Products (Minimum balance) |
Basic ($0) |
Advantage ($2,000) |
Privilege ($25,000) |
|---|---|---|---|
| Bill Pay | |||
| Account alerts | |||
| Mobile deposit | |||
| Nearly 30,000 free ATMs | |||
| No monthly service fees | |||
| Direct deposit | |||
| Overdraft protection2 | |||
| Free checks | |||
| Earn dividends1 | |||
| Free debit card with contactless chip | |||
| Debit card fee reimbursements | |||
| Free check design of your choice | |||
| Free money orders |
Mobile Wallet
Load your SDFCU credit card to your mobile wallet. This is a secure and easy way to make a purchase with just one click or tap of your smartphone.
Disclosures
We provide reimbursements for every privilege account to earn dividends with $25.00 monthly ATM/Foreign Transaction (ISA) charges. For advantage accounts, the dividends are under $15.00 monthly ATM/Foreign Transaction (ISA) charges. Furthermore, clients need to maintain a $25,000 and $2,000 minimum checking account balance for both privilege and advantage accounts, respectively. Ten Debit Card Transactions should be enrolled under personal accounts. Dividends are calculated daily with online banking and eStatements as a must.
Overdraft protection is ensured on your debit card by the authorities. In case funds are not enough in your account during transacting, there will be a pause on your overdraft set up for covering your charges. However, if it still doesn’t reach the limit, overdraft protection could be activated. Transfers from overdraft accounts are restricted to six per month from the Federal Regulation D while transferring from Savings and Money Market Savings Accounts.
Proposed Odùduwà Federal Credit Union is the stop for all your banking and financial needs. We provide you all types of financial services under one roof.
