Premium Cash Back+ Credit Card

Your experiences are what set you apart in a world full of stories. Explore the world of Premium Cash Back+® Credit Card and premium experiences specially curated for the one-of-a-kind you. The Premium Cash Back+® Credit Card is a VISA signature credit card that offers cashback rewards and a low annual percentage rate amidst Credit lines starting at $5,000.

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Features

  • Earn 2% cash back on eligible transactions.
  • Low interest rate.
  • If you spend $3,000 in the first 90 days, you will receive $200 as an introductory bonus.
  • Online shopping with the possibility of earning additional cash back.
  • Additional VISA Signature Advantages (such as Travel and Emergency Assistance Services and Roadside Dispatch).
  • Every purchase has a 25-day grace period.
  • Contactless chip automation.

Benefits

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No Annual Fee

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No Foreign Transaction Fee

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No Foreign Transaction Fee

Credit Card Rates

Products APR*
Premium Cash Back+ Credit Card 9.24% - 15.24%
Platinum Rewards Credit Card 6.99% - 14.99%
Savings Secured Credit Card 11.99%
Rates effective May 1, 2021 Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly.

Services & Resources

Cash rewards

Discover the Cash Back Rewards program and learn how to earn more cash back and redeem it.

Card Management.

Use your card to make payments. Your payments get reflected in online banking. In case of missing card, block the card by reporting to us and set up account alerts. You can also send travel updates. To know more, contact us!

Account Access Available 24-7

Control your account easily from anywhere and anytime using the Proposed Odùduwà FCU Mobile App, Online Banking, or by phone.

Feel Free to Contact Us

Access details like vital addresses and phone numbers to change your card’s PIN code and international visa numbers.

Services you will like

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Additional loan protection

Preserve oneself and your family amidst Credit inability and life insurance. Easily you can add this insurance to your monthly payment.

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Personal loans

Get a cash lump sum with stable monthly instalments.

How contactless card work

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1. Observe

At the checkout, look for the contactless symbol.

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2. Tap

Tap your contactless card on the checkout terminal to complete the transaction.

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3. Go

In a couple of seconds, your payment will be processed.

Mobile Wallet

Upload your Proposed Odùduwà FCU credit card details into your mobile wallet. With a single click, you can make safe and straightforward spending.

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Disclosures

1) On all eligible transactions, you will receive 2% cashback. Certain limitations apply.

2) You will receive a $200 bonus if you spend $3,000 in qualifying transactions within 90 days of receiving your Proposed Odùduwà FCU Premium Cash Back+ Card, which is not later returned, disputed, or rescinded. The purchase requirements and exclusions that apply to cash back rewards also apply to the bonus. The bonus will be available in your Rewards Portal after the billing cycle in which it was earned.

Existing or former Proposed Odùduwà FCU Premium Cash Back+ Cardholders may be ineligible for this one-time incentive. This promotional offer is only available to new Proposed Odùduwà FCU Premium Cash Back+ Cardholders.

You will enjoy a fast, innovative, and safe online checkout experience everywhere you see this payment icon >>. You won't have to enter 16-digit primary account numbers, look up passwords, or fill out lengthy forms to make a purchase. Enjoy the new experience of paying with your Visa cards when you see this icon where Visa is accepted.