Share Certificates with Proposed Odùduwà FCU
We got higher saving returns for you with Proposed Odùduwà Saving Accounts. Now set your money aside for some time and get the term of your certificate for higher returns. The number of months is reflected for the money in your account through our certificates. Our services include traditional bump-up and jumbo certificate options.
Share Certificates
You can choose to open the accounts ranging from six to 60 months with just $500 to open it.
- Clients could get competitive yields with Proposed Odùduwà FCU
- There is no service fee for the process
- Dividends are adjusted through compounds every day
- Savings made by the clients are federally insured with up to $250,000 by NCUA
Bump-Up Certificates
Bump-up certificates allow the opportunity to yield better interests with your term of the certificate. These terms can be available for 17, 30, and 45 months.
- Clients could get competitive yields with Proposed Odùduwà FCU
- Clients can update/bump the interest rate and annual percentage yield according to the prevailing interest rate for them
- Clients can modify the rate of the certificate while the original term of the certificate is proceeding
- Savings made by the clients are federally insured with up to $250,000 by NCU
Jumbo Certificates
We give jumbo certificates for your higher interest yields as compared to traditional certificates or saving accounts. The account to carry jump certificates should be opened with deposits of $100,000 or more.
- There is no service fee for the process
- It is successful for the clients who need to deposit large sums of money at low risks.
- Dividends are adjusted through compounds every day
- Savings made by the clients are federally insured with up to $250,000 by NCUA
- It gives a competitive yield and ensures fixed rates of return on the amount
Certificate Rates
| Products | 6 Months APY* | 12 Months APY* | 17 Months APY* | 24 Months APY* | 30 Months APY* |
|---|---|---|---|---|---|
|
Certificate** (Minimum Balances of $500) |
0.45% | 0.60% | N/A | 0.70% | N/A |
|
Jumbo Certificate** (Minimum Balances of $100,000) |
0.45% | 0.60% | N/A | 0.70% | N/A |
|
Bump Up Certificate** (Minimum Balances of $500) |
N/A | N/A | 0.45% | N/A | 0.55% |
|
Jumbo Bump Up Certificate** (Minimum Balances of $100,000) |
N/A | N/A | 0.45% | N/A | 0.55% |
| Products | 36 Months APY* | 45 Months APY* | 48 Months APY* | 60 Months APY* | |
|---|---|---|---|---|---|
|
Certificate** (Minimum Balances of $500) |
0.80% | N/A | 0.85% | 1.00% | |
|
Jumbo Certificate** (Minimum Balances of $100,000) |
0.80% | N/A | 0.85% | 1.00% | |
|
Bump Up Certificate** |
N/A | 0.60% | N/A | N/A | |
|
Jumbo Bump Up Certificate** (Minimum Balances of $100,000) |
N/A | 0.60% | N/A | N/A | |
|
Rates effective May 1, 2021 *APY is the Annual Percentage Yield. It beholds the dividends that can be calculated daily with a monthly credibility source. However, rates are subject to change as per market standards. **If one is making a withdrawal with the principal amount or any other portion of the money, there will be a penalty on it. Proposed Odùduwà FCU reserves the right to get a notice 24 hours earlier about the case of withdrawal. If we are not aware, penalties might be accessed at the time of withdrawal. Penalties can be charged based on the following - Less than 12-month Certificates - The client will have to forfeit the lesser of 30 days of dividends for the withdrawn amount or if there are dividends from the insurance date. 12-Month - 48-Month Certificates - The client will have to forfeit the lesser of 180 days of dividends for the withdrawn amount or if there are dividends from the insurance date. 60-Month Certificates - The client will have to forfeit the lesser of 360 days of dividends for the withdrawn amount or if there are dividends from the insurance date. There will be no penalty if there is a voluntary or involuntary liquidation of the member's death or upon Credit Union. |
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Services & Resources
24-Hour access to your account
Manage your account from anywhere and anytime through our advanced Proposed Odùduwà FCU Mobile App with online banking or phone.
Learn more about 24-Hour BankingBranches and Free ATMs
Our clients can now have access to more than 30,000 reachable ATMs for the nearest suitability for free.
Investment Services
We cater to provide financial consultants to get a mix of quality for investment options like mutual funds investments, fixed annuities, IRAs, or others according to your unique situations.
Savings Calculators
We provide savings calculators for the clients to have accurate results for their savings goals while planning college fees, retirement, and more.
Products you might like
Money Market Accounts
Enjoy better access to your money if you have $2,000 or more to save for yourself during the term of your account.
Interest-earning Checking Accounts
Enjoy the benefits of a free debit card while you use it frequently with the best-earning interests.
Disclosures
If the client wants to request an increase while holding the bump-up certificate, you can contact us for the same. Your rates will be updated on the date we receive the request effectively. Moreover, additional funds can also be added with the bum-up option on your account. Your bumped prices can be effective within three working days after confirming the request. New interest rates on the services will be applied after that retroactively.
