Credit cards
Odùduwà FCU jdsjdpossesses the right credit card to fit your life. Choose from one of the three options below to bridge the pause between paychecks in periods of distress.
Platinum Rewards
Choice with the lowest interest rate Earn Flexpoints for every dollar invested. The significant benefit with Platinum Rewards
Savings Secured Platinum Rewards
Aids in establishing or rebuilding credit Earn and Redeem Flexpoints Funds aligned to a savings accountFeatures & Benefits
These are just several of the benefits available to Odùduwà FCU credit cardholders.
Avoid Paying Fees
There are no monthly, international transaction, or balance transfer fees.
Low-Interest Rates
When you hold a balance, you will get competitive low interest rates.
Mobile Pocketbook
Utilize your card to make transactions on Apple Pay and other payment apps.
Application Simplified
Become a member and register for a credit card in a single application.
Payments Made Without Using a Card
Contactless chip technology allows you to pay at the checkout with only a tap of your card.
Scam Warnings
Fraud warnings have been activated on all cards to check for duplicate transactions, identity fraud, and stolen cards.
Benefits
Credit Score for Free
In online banking and the Odùduwà FCU Mobile App, you can get your credit score for free and see if you can save money on your loans.
Account Access Available 24-7
Control your account easily from anywhere using the Odùduwà FCU Mobile App, Online Banking, or by phone.
Credit Card Rates
| Products | APR* |
|---|---|
| Premium Cash Back+ Credit Card | 9.24% - 15.24% |
| Platinum Rewards Credit Card | 6.99% - 14.99% |
| Savings Secured Credit Card | 11.99% |
| Rates effective May 1, 2021 Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly. | |
Compare Cards
| Products | Premium Cash Back+ | Platinum Rewards | Savings Secured |
|---|---|---|---|
| Balance Transfer Fee | None | None | None |
| Foreign Transaction Fee | None | None | None |
| Annual Fee | None | None | None |
| Rewards | 2% cash back on all purchases* | 1 reward Flexpoint per $1 spent* | 1 reward Flexpoint per $1 spent* |
| Introductory Offer | $200 bonus cash for spending $3,000 in first 90 days* | None | None |
| Credit Line Minimum | $5,000 | $500 | $250 |
| 24-hour banking and mobile app access | Included | Included | Included |
| Contactless Chip | Included | Included | Included |
Mobile Wallet
Saturate your mobile wallet with your Proposed Odùduwà FCU credit card. With a single click or tap of your smartphone, you can make safe and straightforward spending.
Disclosures
1) On all eligible transactions, you will receive 2% cashback. Certain limitations apply.
2) You can receive a $200 bonus if you spend $3,000 in qualifying transactions within 90 days of receiving your Proposed Odùduwà FCU Premium Cash Back+ Card, which is not later returned, disputed, or rescinded. The incentive is subject to the same purchase conditions and exclusions as cashback incentives. After the billing cycle, the incentive will be available in your Rewards Portal. Existing or former Proposed Odùduwà FCU Premium Cash Back+ Cardholders may be ineligible for this one-time incentive. This promotional offer is only available to new Proposed Odùduwà FCU Premium Cash Back+ Cardholders.
You will enjoy a fast, smart, and safe online checkout experience everywhere you see this payment icon >>. You won't have to enter 16-digit primary account numbers, look up passwords, or fill out lengthy forms to make a purchase. When you see the icon where Visa is approved, you will enjoy this new experience of paying with your Visa cards.
Proposed Odùduwà Federal Credit Union is the stop for all your banking and financial needs. We provide you all types of financial services under one roof.
