Personal Loans & Rates
Personal loan and personal line of credit helps you fulfill your personal monetary obligation and needs like travelling, renovation, functions like weddings and receptions and more.
Personal loan
You can take loan starting from $500 to $100,000
- Low interest rate
- Monthly payment
- Payable term is up to 60 months
- Nearly 30,000 free ATMs
- No Penalties for prepayment.
Personal Line of Credit
Continuous availability of funds on credit between $500 - $30,000.
- Low fixed rate
- No annual charge
- Feasibility of writing checks from the account
- Low monthly payments based on balance
- Protection for checking account
- No penalties for prepayment
Savings Secured Personal Loan
The loan is paid in a lump sum amount and gets secured by money in your savings account.
- Means of reconstructing or establishing credit.
- Low fixed rate of interest
- Earn interest as well as you get the money you need.
- Benefit of short term liquidity.
Personal Loan Rates
| Products | APR* |
|---|---|
| Up to 24 Months | 7% - 13% |
| 25 to 60 Months | 7% - 15% |
| Moneyline Line-of-Credit | 11% - 16% |
| Share Secured Loan | 3% |
|
Rates effective May 1, 2021 *Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly. |
|
Services & Resources
Loan Payments
Find the most convenient way to pay your loans. To know more, Visit
Learn more about your debit cardAccount Access Available 24-7
Access your account easily from anywhere and anytime using the Proposed OFCU mobile app, online banking, or by phone.
Get your Free Credit Score
Check your credit score for free to find how you can save on your loans using Proposed OFCU online banking and the Mobile App.
Financial Counseling
We provide you with free financial counseling, debt management, savings planning and more.
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Additional Loan Protection
Easily ensure your and yours family protection with credit disability and life insurance. Add this to your monthly payment today.
Credit Cards
Use credit cards to earn point rewards or cashback. Enjoy many benefits at a low rate of interest.
Proposed Odùduwà Federal Credit Union is the stop for all your banking and financial needs. We provide you all types of financial services under one roof.
