Savings Secured Platinum Rewards Credit Card

The Savings (Share) Secured Platinum Rewards Credit Card is ensured with the funds in your savings account. This card is an excellent choice for creating and enhancing your credit while enjoying the privilege and convenience of a credit card. The available credit lines begin at $250.

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Features

  • Low competitive rate
  • Obtain flexpoint rewards - one point for each dollar spent
  • Employing the card wisely, you can be automatically upgraded to a Platinum Rewards Credit Card.
  • Visa card profits likewise roadside assistance.
  • Every purchase has a 25-day grace period.
  • ATM cash credit charge of $3.00 (no cost at teller).
  • Feasibility of joining Proposed Odùduwà FCU and applying for the card at the same time.
  • Contactless chip automation.

Benefits

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No Annual Fee

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No Foreign Transaction Fee

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No Foreign Transaction Fee

Credit Card Rates

Products APR*
Premium Cash Back+ Credit Card 9.24% - 15.24%
Platinum Rewards Credit Card 6.99% - 14.99%
Savings Secured Credit Card 11.99%
Rates effective May 1, 2021 Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly.

Services & Resources

Flexpoints Rewards

Learn about the flexpoints rewards plan concerning how to gain more points and redeem them.

Card Management

Use your card to make payments. Your payments get reflected in online banking. If your card goes missing, block the card by reporting to us and setting up account alerts. You can also send travel updates. To know more, contact us!

Account Access Available 24-7

Control your account easily from anywhere and anytime using the Proposed Odùduwà FCU mobile app, online banking, or by phone.

Credit Score for Free

Access your credit score for free and perceive how you can save on your loans in online banking and the Proposed Odùduwà FCU mobile app.

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Additional loan protection

Preserve oneself and your family amidst credit inability and life insurance. Easily you can add this insurance to your monthly payment.

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Motor car Loans

Learn about our car-buying services to assist you at the dealership, plus you can save money with our low-interest loans.

How contactless card work

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1. Observe

At the checkout, look for the contactless symbol.

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2. Tap

Tap your contactless card on the checkout terminal to complete the transaction.

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3. Go

In a couple of seconds, your payment will be processed.

Mobile Wallet

Upload your Proposed Odùduwà FCU credit card details into your mobile wallet. With a single click, you can make safe and straightforward spending.

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Disclosures

1) On all eligible transactions, you will receive 2% cashback. Certain limitations apply.

2) You will receive a $200 bonus if you spend $3,000 in qualifying transactions within 90 days of receiving your Proposed Odùduwà FCU Premium Cash Back+ Card, which is not later returned, disputed, or rescinded. The purchase requirements and exclusions that apply to cash back rewards also apply to the bonus. The bonus will be available in your Rewards Portal after the billing cycle in which it was earned.

Existing or former Proposed Odùduwà FCU Premium Cash Back+ Cardholders may be ineligible for this one-time incentive. This promotional offer is only available to new Proposed Odùduwà FCU Premium Cash Back+ Cardholders.

You will enjoy a fast, innovative, and safe online checkout experience everywhere you see this payment icon >>. You won't have to enter 16-digit primary account numbers, look up passwords, or fill out lengthy forms to make a purchase. Enjoy the new experience of paying with your Visa cards when you see this icon where Visa is accepted.